You can get support from adult social care even if there are no safeguarding concerns, but you must be assessed for your care and support needs. While adult safeguarding is about protecting vulnerable adults from abuse and neglect, adult social care also involves assessing needs and providing services for a broader range of circumstances. https://next.shropshire.gov.uk/the-send-local-offer/social-care/adult-social-care-for-young-people-with-send/
When your child/young person turn 18 years old they legally become an adult, so they may need to make a contribution towards the cost of any care and support they receive. A financial assessment is carried out to check this and doesn't take into account a parent's/carer's finances. https://next.shropshire.gov.uk/the-send-local-offer/social-care/adult-social-care-for-young-people-with-send/finance/
Your social worker should help with housing options if you have social care needs. They can assess your situation and provide support, which could include help finding a suitable home, financial aid for care and support at home, or arranging for supported living.
The process should follow a collaborative process called shared decision-making, where the individual receiving care is an equal partner with their social worker or care practitioner. While practitioners assess needs and eligibility based on national criteria, the support provided is rooted in the individual's own needs, goals, and preferences, ensuring their active involvement in every step of the process https://next.shropshire.gov.uk/media/wxrp3bhs/care-act-eligibility-handout.pdf
Some families may choose to go private for a Mental Capacity Assessment, which may have a cost involved. A social worker can perform a mental capacity assessment, as they are often in a key position to gather information about a person's abilities to make decisions and understand information relevant to their situation. While any caregiver or family member might be involved, social workers are well-trained to assess an individual's capacity according to the Mental Capacity Act's principles and framework. https://next.shropshire.gov.uk/the-send-local-offer/social-care/adult-social-care-for-young-people-with-send/mental-capacity-act/